Worthly

Worthly is a fast, intuitive, and privacy-first personal finance tracker designed for your daily life. Built exclusively for iPhone with Apple’s native SwiftData technology, Worthly keeps 100% of your financial records securely on your device. No cloud sync required, no accounts to register, and zero telemetry tracking. KEY FEATURES: • Visual Spending Pace: Real-time monthly pacing charts show whether you are on track or ahead of budget. • Asset & Liability Tracking: Separate liquid assets (Cash, Debit, Octopus) from liabilities (Credit Cards) to see your true Net Worth at a glance. • Deep Insights: Automatic breakdown by category, weekday spending patterns, cash flow, and top merchants. • Home & Lock Screen Widgets: Check your remaining budget and monthly progress directly from your Lock Screen or Home Screen. • Fast One-Tap Logging: Optimized for speed with customizable quick shortcuts. • Multi-Currency Support: Localized for Hong Kong Dollar (HKD) alongside major global currencies (USD, EUR, GBP, JPY, CNY). • Completely Offline & Private: Your financial data belongs exclusively to you. No bank logins, no ads, and no data collection.