Cenvara

Cenvara is a private, user-maintained personal finance ledger designed to help you understand where your money goes—without turning your finances into a social feed. ORGANIZE YOUR MONEY • Create display-only accounts and cards for the money you track. • Record balances, income, expenses, and personal ledger entries. • Review recent activity and seven-day cash-flow patterns. SEE THE BIGGER PICTURE • Follow net worth and monthly cash flow in a calm, readable dashboard. • Convert currencies using informational ECB reference rates with an effective date and offline cache. • Keep working offline and sync your private ledger through iCloud. PRIVATE BY DESIGN • Sign in with Apple. • Your ledger stays on your device and in your private iCloud database. • Face ID or device passcode can protect access. • Cenvara does not connect to banks, retrieve bank balances, move money, or request card numbers. CENVARA LENS Optional membership adds deeper summaries and automation. In supported storefronts, members can use a native AI conversation after reviewing and approving a minimized data scope. Mainland China keeps local analytics and does not display the AI conversation. AI output is educational and informational—not investment, tax, legal, or credit advice. Core manual bookkeeping, privacy controls, iCloud sync, export, and account deletion remain available without membership. Cenvara is not a bank, payment service, broker, lender, or money-transfer service. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/