SealDesk

Seal Desk brings classic envelope budgeting onto your iPhone. At the start of the month you write in your income, then send every amount into named envelopes — groceries, rent, transit, or whatever you actually live on. After that, each spend comes out of one envelope, so you always know what is still safe to use. The desk shows leftover income that still needs a home, envelopes that have gone past their balance, and a hand-drawn chart that moves with every fill, spend, and shift. Tap an envelope to see its ledger. Need to move cash from Fun into Groceries? Shift it between envelopes and the balances update at once. When the month is over, seal it. Leftovers can ride into the same envelope next month; overspends can hang as a negative start, or stay on this month’s record. Your plan lives on this device. Close the app and open it again — the envelopes are still there. A one-time Month Atlas unlock (¥38) lets you reopen sealed months and view a twelve-month envelope balance scroll. Funding, spending, shifting, and sealing the current month stay free.