Rivls - Portfolio Challenges

Everyone in your group chat thinks they're the best investor. Rivls™ settles it. Start a challenge with your friends and let the scoreboard do the arguing. Play free on paper portfolios at real market prices, or bring your real brokerage with Rivls Pro - read-only, always. Rivls reads your account data - balances, holdings, and history - and can never place a trade, move money, or see your password. DEPOSITS CAN'T BUY A WIN: Every friendly argument about who's the better investor dies the same way: someone wires in $500 and their number goes up. Rivls locks everyone's starting value the moment a challenge opens. Deposits and withdrawals never count as gains or losses, and in a challenge scored in dollars, money moved in makes the entry not eligible. Everyone in the challenge can see when an entry is under review, never how much. SIX WAYS TO COMPETE: • % Gain - best return takes it, whatever your account size • First to $X - first to reach the goal wins, and no deposits are allowed • First to X% - the same goal, scored in percent • Richest by date - biggest balance on the date wins, and no deposits are allowed • Beat the market - biggest margin over the benchmark wins; if nobody beats it, nobody wins • Locked picks - lock your names before the start (paper challenges) THE WEEKLY: A free paper challenge every week. A new theme opens Saturday. Make your picks and see how you finish against your friends and the S&P 500 by Friday's close. Finishing earns a patch for your profile. Free, no cash value, for people 18 and over in the United States. The rules are on the card. LEADERBOARDS THAT MEAN SOMETHING: Friends boards rank the people you've actually accepted - daily, weekly, monthly, and all-time. The global board is opt-in, and you choose whether it shows your return only or your dollar amounts too. Challenges and your dashboard measure you against a market benchmark - the S&P 500 (measured with SPY) by default - so you know whether you actually beat the market. PLAY FREE ON PAPER: Challenges with friends, every format and bot opponents all work free on paper portfolios at real market prices - so a group of two still has a real field. Bots are simulated accounts, and paper results are hypothetical: real trading performs differently. No card and no brokerage needed. WHAT RIVLS PRO ADDS: • Connect a real brokerage account, read-only (Pro) • Live sync, so your standing moves with the market (Pro) • Your portfolio history, rebuilt from your broker's activity (Pro) PRIVATE BY DEFAULT: Every connected account starts hidden. You decide, per account, what your friends can see. Dollar figures stay yours unless you choose to share them, or join a challenge scored in dollars, which tells you first. NO MONEY IN CHALLENGES: Rivls is a social competition tool, not a prize contest and not a betting app. Nothing is staked, pooled, or paid out on a challenge. Performance shown is for entertainment among friends and is not investment advice. Rivls is not a broker-dealer or investment adviser. Screenshots show demo accounts with illustrative data. Brokerage connections are read-only. Rivls Pro is an optional auto-renewing subscription, monthly or yearly, charged to your Apple Account. It renews automatically unless canceled at least 24 hours before the end of the period; manage or cancel in your Apple Account settings. No free trial. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://rivls.org/terms Privacy Policy: https://rivls.org/privacy