Saldo

Saldo is a personal finance tracker built for clarity over complexity. Every income and expense goes in as a transaction — your running balance is computed automatically. No spreadsheets, no end-of-month arithmetic. Quick entry Amount first, category in one tap. The date defaults to today. A transaction takes under 5 seconds. KASA — monthly overview Income, expenses, net result, and running balance for any month at a glance. Scroll back through history without any manual work. Reports & charts Filter by date range, category, or type. View trends month over month and see exactly where your money goes. Loan tracker Track interest-free loans to family and friends separately from your main balance. These entries stay off your ledger — they show you what is owed without distorting your financial picture. Offline-first Add transactions without an internet connection. Changes queue locally and sync automatically the moment you come back online. Push notifications Set a daily reminder to log your spending. Receive an alert before and on the due date of any loan you are tracking. Biometric lock Protect the app with Face ID or fingerprint. Your financial data stays private even if someone else picks up your phone. Multi-currency Choose RSD, EUR, or BAM as your base currency. RSD exchange rates are fetched daily from the National Bank of Serbia. BAM is fixed at 1 EUR = 1.95583 BAM. Dark and light theme Follows your system preference, or lock to your favourite. Export and import Export your transactions to Excel or CSV at any time. Import previous months from existing spreadsheets. Privacy Saldo does not show ads, does not sell your data, and does not train AI models with your information. Your financial data is stored securely and belongs to you.