Ledgium

Ledgium is a paycheck planner, not a monthly budget. It answers one question at a glance: how much can I spend until my next paycheck? Split every paycheck by percentage into buckets: Fixed cost, Guilt free, and Invest / save to start. Recurring bills are assigned to the paycheck that lands before they're due, so you always know which paycheck covers what. Whatever Fixed cost doesn't need becomes surplus and rolls where you choose. No account. No bank sync. Your data stays on your devices and iCloud. Plan each paycheck • Guilt free money left until payday, and what that is per day • Split each paycheck into buckets with simple sliders • Paid weekly, every two weeks, monthly, or on two or more days a month, with a split for each paycheck • Bills assigned to the right paycheck automatically • Surplus rolls into guilt free, savings, or the next paycheck • A payday alert the morning each paycheck lands Track spending • Log an expense, refund, or income in seconds • Spending by day and by category • A calendar of bills, paydays, and income by week, two weeks, or month • Mark a bill paid, or skip one • Other income, like a side job, split like a paycheck or sent to one bucket Private by design • No sign-up and no bank connection • Syncs through your own iCloud account • Optional Face ID lock • Any currency: dollars, euros, pounds, pesos, yen, and more • Import your bills from a spreadsheet (CSV) Ledgium Pro • Trends: six months by bucket, and how fixed costs creep • Bill reminders, and a warning when guilt free runs low • Card bills: card purchases gather into a monthly bill, with its due date on the calendar • What you owe on every card, and what's due next • Debts with your progress and an estimated payoff date • Home Screen and Lock Screen widgets • An annual set-aside for yearly bills • Unlimited buckets and more than one pay schedule • Custom paydays: pick every payday of the year • Card guide and shared expenses • CSV export Pro comes monthly or yearly, each starting with a 7-day free trial, or as a one-time lifetime purchase. Payment is charged to your Apple Account. Subscriptions renew automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel in Settings › Apple Account › Subscriptions. Privacy Policy: https://ledgium.app/privacy/ Terms of Service: https://ledgium.app/terms/