Know Your Bills

Know Your Bills answers the question a banking app never does: what's coming, and how much should I be putting by? Write down what you pay and when. Every bill — weekly, monthly, quarterly, annual — is shown over the same period, so you can compare them honestly and see a heavy month before it arrives. TWO WAYS TO READ A YEAR Spread evenly tells you what to put aside each month: a £240 annual bill is £20 a month, every month, including the eleven when nothing is charged. The timetable tells you which months actually bite. Both are right — they answer different questions, and the app is built around using them together. WHAT IT DOES • Every bill on one rhythm, so nothing is left out of the total • Payday windows — what lands between this payday and the next, not an arbitrary calendar month • Savings pots, to put money aside against bills you know are coming • Reminders before a bill renews, and a note when a price changes • A name and an amount is enough to save a bill; everything else has a sensible default YOUR BILLS ARE YOURS No account. No sign-in. No analytics, no tracking, no advertising. Your bills live on your device and are backed up to your own iCloud, which we cannot read. The app makes one outbound request — for the list of help resources — and it sends nothing about you when it does. GETTING HELP The app lists free, independent UK debt and benefits services: Citizens Advice, Citizens Advice Scotland, Advice NI, StepChange and others. Those listings are never paid placements and never carry an affiliate link. That is a rule, not a preference. Know Your Bills organises and forecasts bills you enter yourself. It is not financial advice, it does not connect to your bank, and it never moves money.