FundZen

FundZen is a financial compass. Log your day in a few seconds, and the needle shows which way your money is heading. North means your assets are growing. East means your debt is shrinking. Northeast means both. You don't need to link a bank or count every coffee: just log what went out and what came in, and FundZen keeps your balances for you. EVERY DAY, FREE • Log today in seconds: spent, made, card spending, debt payments • The compass swings to where the day pushed you • A 0–100 score built on three published benchmarks: the 50/30/20 savings rule, the CFP Board's 3–6 month emergency fund, and the 20/10 debt rule. Tap Score to see exactly how you measure up • A daily streak, with freezes you earn by showing up • An optional 9:30pm reminder FUNDZEN PRO • Your heading: a dashed needle for where the last two weeks are taking you • Goals tied to your accounts: pay a card down or grow savings, and watch every log move it • Trends: every day on a calendar, coloured by direction • History: replay your days as footprints across the compass • Track: name a trip, a wedding weekend or a no-spend week, and see what it cost per day and where it pushed you • Break your totals down by account PRIVATE BY DESIGN Your dollar amounts stay on your phone. No bank login, no account to create. Only cash counts toward your emergency fund, and your mortgage is left out of your debt load, so market swings and home values don't jolt your score. FundZen Pro is $4.99/month with a 14-day free trial. The subscription renews automatically unless you cancel at least 24 hours before the end of the period; manage or cancel it in your App Store account settings. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/