Cashtra - Budget Tracker

Take control of your personal finances with Cashtra. Cashtra is a privacy-first expense and budget tracker built for cash, cards, bank accounts, bills, debt payoff, and savings goals — with no account required, no bank connections, and no subscriptions. Your financial data never leaves your iPhone. Track daily spending, recurring subscriptions, credit card utilisation, and personal loans all in one place with instant calculations and smart financial pacing. FEATURES • Smart Safe-to-Spend: Daily spending allowance dynamically adjusts to keep you on budget without stress. • Priority Dues & Bill Tracking: Urgent bills, recurring subscriptions, and upcoming dues stay front and centre until marked paid. • Bill Split & Receipt Cards: Split group expenses with friends, track who owes what, and generate classic shareable receipt cards. • Interactive Widgets: Check balances, view weekly calendar breakdowns, and log expenses directly from your Home Screen and Lock Screen. • Receipt-Style Quick Log: Record transactions in seconds with an integrated keypad calculator, multi-currency switcher, and custom categories. • Credit Cards & Debt Payoff: Monitor balances, credit limits, utilisation percentages, and loan payoff progress. • Savings Goals: Set target dates and visualise milestone progress for your emergency fund or big purchases. • Biometric Security: Lock your app with Face ID or Touch ID to keep your budget private. • CSV Import & Export: Easily import past transactions and export clean, formatted CSV backups anytime. • Multi-Currency & Offline Support: Manage accounts in multiple currencies with cached rates and full offline reliability. • Available in 15 Languages: Fully localised experience tailored to your preferred language. PRIVATE BY DESIGN • No account sign-up required • No bank logins or account syncing • All data is stored locally on your device with SwiftData • No ads, no tracking, and zero telemetry Cashtra is a personal budgeting and financial tracking tool. It does not provide financial, investment, or tax advice.