Duefinch: Bill & Debt Tracker

Duefinch puts everything you owe in one place — so nothing lands as a surprise. Bills, subscriptions, loans and buy-now-pay-later all sit on one screen, in date order, with the total for the window you choose — your pay cycle by default — at the top. Everything stays on your iPhone. Duefinch never connects to your bank, never moves money, and has no account to sign up for. WHAT YOU CAN TRACK • Buy-now-pay-later instalments • Subscriptions and memberships • Insurance premiums • Rent and board • Personal loans and car finance • Home loans • Power, internet, phone and other bills Add anything by typing, speaking, photographing a bill or pasting from an email. Duefinch reads the amount and date for you. WHAT DUEFINCH DOES FOR YOU Reminders before the money leaves Set your own notice period and get a quiet reminder before each payment, not after it bounces. Payment calendar Every due date in a month view, so you see the heavy weeks before you commit. Health check See what share of your income each commitment takes, and which have quietly grown. Debt-free countdown Your payoff date, updated as you go. Calculators that show the maths Compare paying a debt off by size or by interest rate, and see what one extra payment a month saves: dollars, months, a date. You decide. 12-month forecast See the year ahead before it arrives, including the months with annual renewals. Savings goals Put a number and a date on what you're saving for and watch it fill. Subscription review Every recurring charge with its yearly cost, so the $14.99 you forgot shows up as $179.88. Net worth and assets Track what you own alongside what you owe. Personal, business and shared Tag anything so the three stay separate. Export Save a PDF statement or a CSV at any time — it's yours. THE FIRST 30 DAYS, AND AFTER Every feature is yours for 30 days. No card, no account, no sign-up. After that, without a subscription Duefinch turns read-only. Nothing you entered is ever deleted — every item, amount and due date stays readable, with the calendar for the four weeks ahead, what you have ticked off, your subscriptions, the health check and the surprise shield. What needs Plus is changing it — adding, editing, ticking off, importing and restoring — and net worth, savings goals, the year ahead, smart import, most of the calculators, the insights other than the surprise shield, Before you buy, the business view, and looking further ahead than four weeks. Saving a copy out never stops. Duefinch Plus is NZ$2.99 a month or NZ$24.99 a year. Elsewhere, the App Store shows the price set for your country, in your currency, including tax, before you pay. Three hardship calculators, the helplines, the surprise shield, your escape plan and saving a copy out are free for everyone, always. WHERE IT WORKS Weekly, fortnightly, monthly, quarterly and yearly cycles, across 32 currencies including NZD, AUD, INR, SGD, ZAR and PHP. Pick your country once and every figure follows it. PRIVACY, PLAINLY • No bank connection. Duefinch cannot see your accounts. • No account, no sign-up, no password. • Your data is encrypted on your device. There is no Duefinch server and nothing is uploaded. • No ads, no trackers, no selling of data. • Photos of bills are read on the iPhone — the recogniser is in the app, nothing is fetched and the image never leaves. • Voice entry uses your iPhone's own speech recogniser, which on some devices sends the audio to Apple to turn into text. It is the one thing that leaves; we say so before you press the microphone, and you can type instead. Delete the app and the data goes with it — the trade-off of keeping it on your phone. We'd rather say so than hold a copy. WHAT DUEFINCH IS NOT A record-keeping and reminder tool. It does not give financial advice, lend money or process payments, and is not a bank or a financial service. Decisions about your money remain yours. Terms of Use: https://duefinch.com/terms.html support@duefinch.com