Fainto: AI Budget & Expense

The private budget app with an AI coach that never leaves your phone. No account, no bank login, no ads — just real answers about your money. ON-DEVICE AI MONEY COACH • Ask about your money in plain language and get answers grounded in your real numbers • Guidance on budgeting, saving, debt payoff, and investing — in plain language, on your terms • Runs on-device by default; optional cloud AI is there if you want it, never required BUDGET & EXPENSE TRACKER • Category budgets with progress tracking and overspend alerts • Automatic categorization plus fast manual entry • Spending trends and monthly summaries BILLS, SUBSCRIPTIONS & NET WORTH • Automatic detection of recurring bills and subscriptions, with a due-date calendar • Track accounts, investments, and crypto holdings in one place • Net worth at a glance, updated as your accounts change DEBT PAYOFF & FAINTO SCORE • A debt payoff planner comparing avalanche, snowball, and other strategies • Fainto Score: a financial health score that sums up how you're doing • Savings goals with a clear path to hitting them TAX CALCULATOR — 45 COUNTRIES • Built-in income tax estimates for 45 countries across Europe, the Americas, Asia-Pacific, and beyond • See your real net income after tax, not just the gross • Educational estimates, not tax or financial advice PRIVACY BY DESIGN • No bank login, no account required, no ads — ever • Face ID / Touch ID app lock • Optional sync, encrypted in transit — always opt-in, never required • Export your data anytime as PDF or CSV Available in 25 languages. Fainto gives you a private, honest picture of your money — without handing your financial life to a server you don't control. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fainto.app/privacy