Jomdana

Jomdana-i is a Shariah-compliant digital financing platform in Malaysia, certified by Masryef Advisory, a Shariah advisory firm registered with the Securities Commission Malaysia. Whether you need to support your family, cover unexpected expenses, or plan something meaningful, Jomdana-i helps you move forward with peace of mind. Low Profit Rate: 1.5% / Month | Flexible Tenures: 3-24 Months | Ultra-fast Financing: Disbursed in 15s Representative example (illustrative only - not a financing offer): Financing amount: RM3,000 Tenure: 90 days Profit rate: 1.5% per month (Maximum annual profit rate: 18% p.a.) Total profit: RM3,000 x 1.5% x 3 = RM135 Total amount repayable: RM3,135 Monthly instalment: RM1,045 HOW TO PAY Settle your Jomdana-i financing the easy way - through FPX. Pay directly from the bank you already trust, including Maybank, CIMB, Public Bank, RHB, AmBank, and Hong Leong Bank. No cash, no queues, no paperwork - just a few taps in the app and your payment is confirmed. WHY JOMDANA-I - SHARIAH, NOT A CONVENTIONAL LOAN Jomdana-i provides Islamic personal financing structured on the Tawarruq / Commodity Murabahah concept. Unlike a bank loan or cash loan that charges interest, we charge a transparent monthly profit rate. If you have been searching for a fast personal loan in Malaysia, Jomdana-i is your halal alternative for personal financing and cash financing - fully Shariah-compliant. HOW IT WORKS A. Download the app & register. B. Submit personal and employment details (simple, easy application - permohonan senang). C. Complete eKYC (NRIC + selfie). D. We run a quick credit assessment. E. Select your amount and e-sign documents. F. Receive your Shariah financing after Tawarruq settlement - disbursed in as little as 15 seconds. ELIGIBILITY Malaysian citizen Aged from 21 to 55 Valid MyKad Active bank account From hospital bills to school fees, home repairs to a long-overdue family trip - Jomdana-i is built for the moments that matter. No branches, no physical paperwork, no guarantor. Just a few taps on your phone, and you're on your way. IMPORTANT NOTICE Financing involves financial commitment. Only request what you can pay. Approval is subject to lender assessment, documentation, and applicable law. Terms match products configured by the licensed lender and may change; always refer to your executed Financing Agreement. Email: cs@Jomdana.my Web: https://Jomdana.my Privacy policy: https://Jomdana.my/legal/privacy-policy FAQ Q1: Is Jomdana-i a loan or personal loan app? A: No. Jomdana-i is not a conventional loan or personal loan app. We provide Shariah-compliant financing (pembiayaan syariah) structured on the Tawarruq / Commodity Murabahah concept. Unlike a bank loan or cash loan that charges interest, we charge a transparent monthly profit rate. Q2: Can I get financing without a credit card or guarantor? A: Yes. No credit card, no guarantor, and no collateral are needed. Just like an unsecured financing, Jomdana-i requires no collateral. Simply complete your details, pass the quick credit assessment, and your financing is disbursed - fully online and secure. Q3: Do I need a payslip or income proof? A: No. Jomdana-i does not require a payslip, income statement, or income proof. Our assessment is credit-based, so freelancers, gig workers, and private-sector employees without traditional income documents can still apply for financing. Q4: What can I use the financing for? A: Jomdana-i supports many personal needs - paying school fees, hospital and medical bills, home repairs, daily expenses, emergency cash, salary advance, business capital, education, renovation, wedding, or a family trip including Hajj & Umrah. Q5: How fast and safe is the disbursement? A: Ultra-fast and secure. Once approved, your Shariah financing is disbursed in as little as 15 seconds.