Bay State Realty Capital

Bay State Realty Capital puts your entire mortgage in your pocket — apply for a home loan, securely upload documents, and track every milestone from pre-approval to closing, with your Bay State loan officer one tap away. WHO IT'S FOR Homebuyers and homeowners working with Bay State Realty Capital, a d/b/a of GFS Home Loans, Inc. Whether you're buying your first home, moving up, or refinancing, your application and loan team live in this app. WHAT YOU CAN DO Complete your loan application in minutes — start on your phone, finish anytime, on any device. Scan and upload income, asset, and identity documents straight from your camera, encrypted end to end. Follow your loan's real-time status and see exactly what's needed next, so there are no surprises before closing. Message your dedicated loan officer directly and get answers without phone tag. Run payment and affordability calculators to compare scenarios before you commit. LOAN PROGRAMS WE OFFER Conventional, FHA, VA, and jumbo loans, with fixed-rate and adjustable-rate options — your loan officer will help you find the fit for your goals and budget. WHY BAY STATE REALTY CAPITAL We're a direct lender, not a marketplace. The people reviewing your file are the same team you'll meet at the closing table. Every borrower gets a dedicated loan officer from application through funding. Bay State Realty Capital is a d/b/a of GFS Home Loans, Inc., NMLS #35960 (www.nmlsconsumeraccess.org). Equal Housing Lender. This app is for existing and prospective Bay State Realty Capital customers; loan approval subject to underwriting and program guidelines.