Chillara - Expense & Budget

Chillara is a calm, private money manager for everyday life. See your balance, what you spent, what is due and what you own, in one clean view. "Chillara" means coins in Malayalam: the small change that adds up. Chillara helps you keep track of every rupee. EVERYTHING AT A GLANCE • Total balance with this month's income and spending • Upcoming and pending payments across EMIs, card bills, subscriptions, SIPs and debts • Clear insights: safe-to-spend until payday, spending trend and category breakdown EXPENSES AND INCOME • Add an expense in seconds with categories, notes and dates • Record spends in other currencies with automatic conversion • Recurring salary, rent and bills are recorded automatically • Full history with filters, including transfers such as lending and card bill payments LOANS, CARDS AND PEOPLE • Loans and EMIs with remaining balance and overdue alerts • Credit cards with statement date, bill due, unbilled spends and available limit • Money you lent or borrowed, with repayments and due dates • Share a debt with a friend who also uses Chillara, so you both see the same record INVESTMENTS AND SIPs • Stocks (NSE, BSE and US), mutual funds, ETFs, gold, silver, crypto, fixed deposits, bonds and property • Live prices: mutual fund NAVs from AMFI, market prices for stocks, ETFs and crypto, and gold and silver per gram • Invested amount, current value, returns, day change and allocation • SIPs on any investment: instalments are recorded automatically on schedule • Buying and selling can move money from and back to your balance, shown as transfers rather than spending SUBSCRIPTIONS AND GOALS • Netflix, Spotify, iCloud, Claude and more, with renewal dates and the card they bill to • Savings goals with progress, including an emergency fund PRIVATE BY DESIGN • Use it fully offline with no account. Your data stays on your device. • Optionally create an account to back up and sync across devices • No ads and no tracking. We never sell your data. • Export a backup or an Excel report any time, and delete your account from Settings Chillara is a tracking and planning tool. It does not connect to your bank, move money or give financial advice. Prices are for information and may be delayed. Terms of Use: https://legal.vexellab.com/chillara/terms/ Privacy Policy: https://legal.vexellab.com/chillara/privacy/