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AirWallet, a money transfer app created by Recruit and Mitsubishi UFJ Bank. This is the app to use if you're using "COIN+". ■ What is AirWallet? AirWallet is a money transfer app that allows you to charge, pay, send, and withdraw money for free using "COIN+". ■ What is COIN+? COIN+ is a new payment brand created by Recruit and Mitsubishi UFJ Bank that businesses are happy to use. ■ Three Features of AirWallet ・Safe and Secure AirWallet is operated by a joint venture between Recruit and Mitsubishi UFJ Bank under a strict management system to ensure safe use. ・Easy Payments Using Your Balance AirWallet can be used for payments at stores nationwide displaying the COIN+ mark, as well as at stores worldwide displaying the Visa mark. A Visa card is required for payments at stores displaying the Visa mark. ・Free Sending and Withdrawals With AirWallet, sending money to friends and withdrawing received balances to your bank account are free, so you can use it just like cash. ■ How to Use AirWallet ① Download the App First, download AirWallet and create a COIN+ account. ② Charge Money from Your Registered Account Once you register your financial institution account and complete identity verification, you can charge money to your COIN+ balance. ③ Pay at Stores, Send Money to Friends, and Withdraw to Your Bank Account You can use your charged balance for payments, sending money to friends, and withdrawing to your financial institution account. Of course, there are no fees. ■ You can pay at stores displaying the COIN+ mark (over 500,000 stores nationwide), and if you have a Visa card, you can also pay at stores displaying the Visa mark. Pay with "Coin!" or "Visa!" • At convenience stores and supermarkets • At online shops • At restaurants and cafes • At hair salons ■ Our Commitment to Safety and Security • Two-Factor Authentication and Identity Verification In addition to logging in with your phone number and password, we use two-factor authentication with an SMS verification code. Identity verification is always performed when registering your financial institution account. • Continuous Monitoring We constantly monitor for signs of fraudulent logins and suspicious transactions. Detection results are reviewed and verified by a specialized team to prevent damage and mitigate its escalation if it occurs. • Reliable Compensation System In the unlikely event that you suffer damage due to fraudulent use, we will provide full compensation. (Compensation may not be possible if the victim acted intentionally or with gross negligence.)