PayNote – Ghi chi tiêu

PayNote logs every expense the moment you pay – nothing to remember, nothing to retype. SCAN VIETQR, PAY FAST • Scan any VietQR code from a shop or a friend • Enter the amount and note, pick a category • PayNote opens your bank app; for supported banks the transfer details are already filled in • Bank doesn't support prefill? PayNote saves a QR with the amount to your photo album so you can scan it in your bank app ONE TAP TO SAVE • Back from your bank app, PayNote asks "Done?" – one tap and the expense is saved • Not sure yet? Choose "Remind me later" and it stays pending CASH TOO • Quick-add buttons: +10k, +20k, +50k, +100k • Pick a category and method: cash, bank transfer, card, e-wallet SEE WHERE YOUR MONEY GOES • Monthly spending against your budget • Weekly, monthly and by-category stats • Day-by-day history YOUR REGULARS • PayNote remembers who you pay often, with the last amount • Pay them again in one tap PRIVATE BY DESIGN • No account needed • Your spending data stays on your phone Note: PayNote never moves money and never accesses your bank account. Every transfer happens and is authorised inside your bank app.