Flowjar: Budget Money Manager

Know what's safe to spend today. Flowjar brings your pay, bills and savings together in one clear number — and shows where your balance is heading before payday. Budget planner, bill tracker and cash-flow forecast with savings jars, in one calm app. TODAY: SAFE TO SPEND • A clear "Safe to spend today" figure on your Today screen • 30-day forecast chart showing your lowest balance before next payday • Next payday, upcoming bills and recent activity on one screen • Two tabs, Today and Activity. Jars and Bills open from Today, or add them as tabs in Settings SPENDING, LOGGED IN SECONDS • Quick add: type "coffee 4.50" and it's logged with a guessed category you can change. Income too: "salary 2000" • Scan a receipt with the camera or a photo. The total, shop name, date and category are read on your iPhone with Apple's Vision text recognition; the photo isn't saved or uploaded. Always check the amount before adding • Category keypad, notes and dates whenever you want more detail • Search your entries and the app's features, with suggestions and recent searches • Monthly income, spending and net in Activity A JAR FOR EVERYTHING • Split every payday into jars such as Bills, Spending, Savings and Goals • Start from a recommended split, then adjust it to suit you • Watch each jar fill up towards its target BILLS & SUBSCRIPTIONS • Rent, council tax, energy, mobile, streaming and more in one list, with due-date reminders • Mark a bill as paid with one tap — and undo it if you tapped too soon • See exactly what's due before your next payday ALL OVER YOUR IPHONE • Home Screen and Lock Screen widgets • Live Activity with Dynamic Island showing what's safe to spend. Switch it on in Settings; iOS ends it after about 8 hours • Control Centre controls and the Action button (iOS 18 and later) • Siri and Shortcuts: Log expense, Safe to spend, Quick add, Scan a receipt • Back Tap: an in-app guide shows how to double-tap the back of your iPhone to open Quick add, via Shortcuts and Accessibility settings MONEY TOOLS • 9 calculators: Loan & EMI, Mortgage, Car loan, Business loan & merchant cash advance, Debt payoff, Savings goal, Compound interest, Budget split, Split a bill • Budgeting methods explained: 50/30/20, Pay yourself first, Envelopes (jars), Bills before payday SET UP IN 2 MINUTES A guided setup takes you through your goal, income and pay schedule, fixed bills, opening balance and jar split. Answer a few questions and your plan is ready. PRIVATE BY DESIGN • No account needed, no bank linking • Your money data stays on your iPhone • Lock Flowjar with Face ID or your passcode • Anonymous usage and crash analytics help us improve the app — amounts, notes and names are never sent MADE TO SUIT YOU • Any currency, including zero-decimal currencies such as VND and IDR • Light and dark mode • Export your activity to CSV (Pro) FLOWJAR PRO Flowjar is free to download and use. Upgrade to Pro for: • 90-day forecast (free: 30 days) • Unlimited jars (free: 4) • Unlimited bills (free: 5) • CSV export Choose lifetime (a one-off purchase — best value, pay once), monthly, or yearly with a 3-day free trial. Prices vary by country and are shown before you buy. SUBSCRIPTION TERMS Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Account Settings after purchase. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use (EULA): https://flowjar.web.app/terms Privacy Policy: https://flowjar.web.app/privacy Flowjar is a personal planning tool. It is not a bank or lender and does not provide financial advice.