Track My Savings

Track My Savings is a private savings tracker and educational retirement-planning tool designed to make your finances easier to understand. SAVINGS • Track cash, savings, shares, investments and crypto accounts. • Record deposits, withdrawals, transfers, interest and portfolio valuations. • See your total net worth and create up to five custom net worth views with your own account exclusions. • Review savings history, monthly changes, asset allocation and progress towards your savings target. • Filter active accounts by owner, institution and account type. • Add optional review reminders for ISAs, fixed-term savings and other rate-sensitive accounts. • Analyse taxable and non-taxable interest by tax year, account and person. • Review Premium Bond holdings, winnings and historical performance. • Add a Home Screen widget for net worth and your cash, shares and crypto mix. RETIREMENT PLANNING • Build a household retirement budget from weekly, monthly and annual expenses. • Add State Pension, private pension and other guaranteed income. • Project savings from today to your planned retirement date. • Explore income coverage, savings drawdown, estimated UK tax and long-term wealth. • Review detailed monthly, annual, calendar-year and UK tax-year forecasts. • Test alternative assumptions using What-If scenarios and probability analysis. • Save forecast snapshots and generate educational PDF reports. TRANSPARENT CALCULATIONS • Export populated or blank Excel workbooks. • Inspect visible calculations for savings, income, tax, growth, spending and drawdown. • Review built-in app-versus-Excel reconciliation checks. • Export your transaction ledger as CSV. PRIVACY AND CONTROL Your live financial records remain in the app’s local database. There are no advertisements, tracking services, user accounts or connections to banks and investment providers. Optional iCloud Drive backups are encrypted using a password chosen by you. CSV, Excel and PDF files are only created when you choose to export them. Demo Mode provides fictional read-only information so you can explore the app without entering personal financial data. EDUCATIONAL USE Track My Savings provides illustrative estimates based on the information and assumptions you enter. It does not provide financial, investment, pension, tax or legal advice, make personal recommendations or assess suitability. Actual outcomes may differ. Consider seeking advice from an appropriately qualified professional before making financial decisions.