Kiroku: Budget & Money Tracker

Kiroku is a budget and expense tracker for people who'd rather type in their spending than hand over a bank login. You log each expense yourself, see where your money actually went, and your data stays on your device, or in your own iCloud if you turn on sync. No bank linking. No ads. No subscription. FAST, HONEST ENTRY • A number pad with a real calculator: multiplication and division come first, so 100+200×4 gives 900 • Categories and accounts with your own names, icons and colours • Recurring income and bills get added for you: rent, salary, subscriptions • Templates for purchases you make now and then • Optional location assist: pulls in the account and category you used last time at the same place. Only with your permission, located once when you open the editor, never tracked in the background. You can turn it off in the editor settings • Mark credit card transactions as reconciled when your statement arrives • Transfers between accounts don't count as spending MONTHLY BUDGETS • Set a monthly budget for each category and see your total at a glance • Progress bars change colour as you get close and turn red when you go over • Roll unused budget over to next month if you want SEE WHERE IT WENT • Category breakdown and income vs. expense summary on the Reports tab • Search by note or amount, and filter by category, account and tag, even years in MADE FOR IPHONE AND IPAD • Home Screen and Lock Screen widgets for this month's spending and budget • Quick add from Control Centre, the Action button and Shortcuts • 7 colour themes, dark mode, Dynamic Type and VoiceOver support • Import from CSV, QIF and OFX files, with a preview before anything is saved FREE, WITHOUT A TIME LIMIT Everything above is free for one ledger in one currency. No trial period, no cap on how many transactions you can record. KIROKU PRO: ONE PURCHASE, NOT A SUBSCRIPTION • iCloud sync across your iPhone and iPad • Unlimited ledgers (personal, household, side business) • Multi-currency transactions with automatic or manual exchange rates, handy for holidays abroad and shopping in other currencies; the original amount is always kept • Full report details: category drill-down, full map, and a Sankey chart showing income flowing through accounts into categories • App Lock with Face ID or Touch ID • CSV export (the same format as import, so files round-trip) • Colour icons and your own photos as icons PRICING • Kiroku is free to download. The free version has no time limit and no ads. • Kiroku Pro is a one-time in-app purchase, not a subscription. Nothing renews and nothing is charged again. • Restore your purchase on any iPhone or iPad signed in with the same Apple ID. • If you ever lose Pro, your data is never deleted or locked. You just can't use Pro features until you restore. PRIVACY Kiroku never asks for your bank credentials. We use anonymous usage analytics (which screens and features get used). Amounts, notes, names and locations are never sent. The only other network request fetches public exchange rates, and you can turn it off. Terms of Use: https://www.netxsoft.com/kiroku/terms.html Privacy Policy: https://www.netxsoft.com/kiroku/privacy.html