TKBPRO

TKBPRO helps you assess the suitability of an expense before making a purchase. After entering an amount, the app calculates your remaining monthly budget, whether savings would be tapped into, and the impact on your financial safety buffer; it then provides a status indicator: "Relaxed," "Cautious," or "Risky." It also translates the cost into terms of working hours, days of living expenses, and the impact on your savings goals. You can view your remaining monthly budget, recommended daily spending limits, and spending trends leading up to payday. Items intended for purchase can be added to a "cooling-off list" for reconsideration at a later date. The app offers tools for calculating installment plans, comparing two different amounts, and projecting the financial impact of changes in income or fixed expenses. You can simulate scenarios—such as unemployment or unexpected expenses—based on your current financial structure to estimate how long your funds would last. It also helps organize fixed expenses, allowing you to identify items that are still charging you despite no longer being used, costs that have increased, or frequent small-value transactions. No registration is required; data is stored locally on your device by default. You can enter amounts via voice input or add images to items using your camera or photo library. Encrypted backups to files are also supported.