ACTCOINESE-TATE

Build personal fund plans with a home-unit budget, foreign tender codes, and clear date bounds. Keep a board rate timeline from desks and windows, then log real conversions with fees so your true cost per foreign unit becomes visible. Record outlays in foreign amounts across cash, card, and mobile channels. Attach conversion fee percents to each card so swipe totals reflect what you actually spend at home. Watch spent, remaining, and daily allowance as days pass. Mark reclaimable purchases with a reclaim percent and settle expected returns after checkout. Review category mix, daily bars, cash versus card share, and the gap between posted board figures and weighted true unit cost. Designed as a private notebook for people who want honest fund tracking without guesswork on fees.