Agency System: Money Planner

Agency System is the companion to The Earn-More Trap by Levon Arakelyan, and it works on its own. It answers one question in about five minutes: what does my money cover, and what does that let me do? Five moves, five tabs, in the book's order. MEASURE. Enter the balances you can reach, what a month costs, and the bills ahead. The app gives you a sentence: about 5.6 months, enough to wait, refuse, and pause. Every figure carries the date it was true, and the next ninety days are walked in date order so a Friday that does not work is named before it arrives. PROTECT. The floor is a list before it is a number: housing, food, health, the people who depend on you, minimum recovery, the ability to refuse harmful work. Price it, choose how many months it should hold and why, and see whether the reserve is funded. Every amount gets one job; the unassigned line does its own arithmetic. PRICE. A purchase, a course, a project, an experience. Write what it is and why, who pays (business, research, or hobby), and the whole price: what makes it usable, what it keeps asking, the time, what it displaces, what leaving would cost. As you type, a preview shows what approving does to your months, before you approve it. Uncertain work is funded as a stage with a cap, evidence written in advance, and three exits. ASSIGN. Decide what the next payment will do before it lands, in your own order of claims. When it arrives, record the real amount, check it against the proposal, and cross the expected line off so the same money never appears twice. REVIEW. Every approved decision returns on its date. What happened, what you knew then and what arrived since, what boundary held. A verdict, one changed rule, the next date. No bank connection. No scores, streaks, or badges. No advertising. Your records stay on your device; an optional account syncs them, encrypted, across phone and web. Export everything as JSON, CSV, or a dated PDF report at any time. Nothing here moves money. The method works on paper; the app keeps the arithmetic honest and brings a decision back on its date.