Ratbi: Salary & Expenses

Ratbi answers the one question every salaried person asks at the end of the month: where did my salary go? Enter your monthly salary once. Log what you spend. Ratbi does the rest — showing how much came in, how much went out, what is left, and how much of your salary you actually kept. WHERE DID MY SALARY GO? The defining screen of the app. Pick any month and see your salary broken down category by category — housing, loan, food, car, shopping, subscriptions and the rest — with the exact amount and the share of salary each one consumed, then your total spent and what remains. BUILT FOR A MONTHLY SALARY Most finance apps are built around bank accounts. Ratbi is built around a payday. Set a salary for each month, track spending against it, and watch your savings rate month after month. BUDGETS THAT WARN YOU Give any category a monthly limit. Progress bars fill as you spend, and a category that runs over its budget is flagged clearly. Copy last month's budgets into the new month in one tap. PLAN MY SALARY Split your salary before you spend it — Needs, Wants, Savings, Investment, Emergency Fund and Travel — and see the allocation as a chart with whatever is still unassigned. MONTHLY COMMITMENTS Record rent, loan instalments, the gym, internet and subscriptions with their due day. Ratbi shows your total fixed expenses, what percentage of your salary they consume, and what is genuinely free to spend. Nothing is ever charged — Ratbi only keeps track. ANALYTICS AND INSIGHTS A donut chart of spending by category, a six-month bar chart of your spending history, and an income-versus-expenses comparison. Insights are written in plain language from your own numbers: which category is largest, how your spending moved against last month, what share of your salary is committed, and what you are on pace to save. MADE FOR KUWAIT AND THE GCC KWD, SAR, AED, QAR, BHD, OMR, USD, EUR and GBP, with correct three-decimal handling for the Kuwaiti dinar and its neighbours (12.750 KD, not 12.75). Payment methods include KNET, cash, card, bank transfer and Apple Pay. FULL ARABIC SUPPORT Ratbi is completely bilingual. Switch between English and العربية inside the app and the whole interface mirrors to a proper right-to-left layout — not translated English in a left-to-right shell. YOUR DATA STAYS ON YOUR IPHONE No account. No sign-up. No servers. No analytics. No bank connection. Ratbi works entirely offline and your financial data never leaves your device. Optional Face ID keeps the app locked, and you can erase everything at any time. Ratbi is a personal budgeting and expense-tracking utility. It does not provide investment, banking, lending or financial advisory services.