Yella

Yella is how a savings group keeps its books — on your phone, in your language, with everyone seeing the same numbers. Yella is not a bank and not a lender: it holds no money and moves no money. Your group does that, the way it always has. Yella is the record everyone can trust. SAVE MONEY EASILY Save money with people like you, and get money for your needs. Fixed contributions, rotating payouts, or a shared savings wallet — every group chooses how it works. BRING YOUR FRIENDS Create and join groups with your friends, and help each other reach your goals. Invite by phone number or Yella tag. Members who don't use the app can still be on the books. SAVE AND SECURE Transparently save money with guaranteed peace and security. Every contribution is recorded, every payout is confirmed by the group, and money actions are protected by your Yella PIN. KEEP THE BOOKS ON GROUP LOANS Many groups lend their pooled savings to their own members. Yella keeps that record straight: the terms the group agreed, who vouched for whom, and every repayment as it comes in. The group decides; Yella writes it down. Yella charges no interest and no fees, and is not a party to any loan. WORKS ON YOUR TERMS English and French. Built for mid-range phones and patchy data. Your group's own words — njangi, tontine, session, wallet — the way you already say them. Yella does not hold money. It is the trusted record between people who already trust each other.