AdaKami: Online Financing

AdaKami: Online Financing for Malaysia AdaKami helps eligible users in Malaysia apply for online financing through official digital channels. Review application steps, financing information, costs, repayment schedule and status before making your borrowing decision. Why use AdaKami? Apply online directly from your mobile phone Check all costs and repayment details clearly before agreement Choose financing amount based on your actual needs and repayment ability Funds disbursed once approved Track application status anytime inside the app Receive repayment reminders to manage due dates Submit information only through official AdaKami channels Financing Information • Financing amount: RM300 – RM10,000 • Repayment period: 90 – 180 days • Maximum Annual Percentage Rate (APR): 18% per annum • Daily rate starting from 0.05% Financing Illustration (For Reference Only — Not a Financing Offer) • Financing amount: RM5,000 • Tenure: 60 days • Total overpayment: RM5,000 × 60 × 0.05% = RM150 • Total repayment amount: RM5,150 • Monthly repayment: RM2,575 Application Eligibility • Malaysian citizens aged 18 years old and above • Possess a valid MyKad • Hold an active personal bank account • Have stable source of income and repayment capacity How It Works 1. Download AdaKami and register your account 2. Submit personal and employment information 3. Complete secure eKYC verification (MyKad + selfie) 4. We conduct fast credit assessment 5. Select your preferred financing amount and sign documents electronically (e-sign) 6. Receive your financing once approved Use Cases Cover unexpected hospital bills, school fees, home repairs and planned family trips. No branch visits, no physical documents, no guarantor required. Complete your application easily with just a few taps on your phone. Company & Official Information Service Provider: We Gold Capital SDN. BHD. Address: NO. 30-2, JALAN 4/146, BANDAR TASIK SELATAN, 57000 KUALA LUMPUR, WILAYAH PERSEKUTUAN KUALA LUMPUR Website: www.adakami.my Customer support: support_cs@adakami.my Important Responsible Borrowing Notice Financing involves financial commitment. Please apply only for the amount you can afford to repay. Approval is subject to financing provider’s assessment, documentation and relevant laws. Terms are configured by the licensed financing provider and are subject to change. Always refer to the signed Financing Agreement for final terms. FAQ Q1: Is AdaKami a personal financing app? A: Yes, AdaKami provides conventional online digital financing. All fees and repayment schedules are fully transparent before you confirm your application. Q2: Can I get financing without a credit card or guarantor? A: Yes. No credit card, guarantor or collateral is required. It is unsecured financing. Submit your information, pass our quick credit assessment and receive your funds fully online and securely. Q3: How secure is the application and disbursement process? A: Safe and fully digital. All data is protected. Funds will be processed once your application gets approved.