SideSum

SideSum answers two questions every payday: how much of this pay should go to your bills, and how much is left to spend until the next payday? Bills rarely follow your pay. Rent comes every month, insurance once a year, and you might be paid weekly, every two weeks, twice a month or monthly. SideSum spreads every regular bill evenly over the year, so each paycheck sets aside the same share, and the expensive months are planned for in advance. WHAT YOU SEE EACH PERIOD • How much to set aside for bills from this paycheck • What is left to spend until your next payday • Which bills fall due before your next pay, with dates • A heads-up when the next period needs extra for bills A BILLS RESERVE THAT CATCHES UP If a bill falls due before enough has been set aside for it, the bills reserve covers it, and SideSum adds a little extra to the following paychecks until the reserve has caught up. You see it coming before it happens. EVERYTHING AROUND YOUR PAY • Regular bills: weekly, every two or three weeks, monthly or yearly • One-off expenses, like a dentist visit or a birthday • Savings pots with deposits and withdrawals • Other income on its own schedule, such as a second job, freelance work or benefits • One-off payments, such as a bonus • Variable pay: plan with your usual amount and enter the real one when it arrives PRIVATE BY DESIGN No account. No bank connection. No ads, no analytics, no tracking. SideSum has no server: everything you enter stays in one file on your phone. FREE, WITH ONE OPTIONAL UNLOCK The pay period you are in is always free. A one-time in-app purchase unlocks past and future periods, so you can look back and plan ahead. No subscription. New phone? Restore your purchase from Settings. WORKS WHERE YOU ARE • 11 currencies • English and Danish A PLANNING TOOL FOR ADULTS (18+) SideSum is a budgeting and planning tool. It does not provide financial, investment, tax, accounting, debt or legal advice, and it does not recommend any financial product. Every figure is an estimate calculated solely from the information you enter. SideSum is not connected to your bank and cannot know your actual balance, what you have spent or whether a payment has been made. You remain responsible for your financial decisions. Check important figures against your own records and obtain qualified advice where appropriate. Questions or ideas? Write to apps@ukrudtskrigeren.dk