SpendWise: Budget & Expenses

SpendWise is an expense tracker and budget planner built for people who want a clear, honest picture of their spending without a complicated setup. Log expenses in seconds, set realistic budgets, and watch your savings grow automatically, all with a clean, distraction-free design. Fast, Calculator-Style Expense Entry Add expenses with a simple numeric keypad, pick a category with one tap, and add an optional note. No long forms, no unnecessary steps - just quick, accurate tracking. Budgets That Actually Warn You Set a monthly budget and track your spending against it in real time. Color-coded indicators show exactly where you stand - on track, approaching your limit, or over budget - so you always know before it's too late. Per-category budgets let you set individual limits for things like food, transport, or shopping. Automatic Recurring Expenses Mark a bill or subscription as recurring once, and SpendWise automatically logs it again each month - no need to remember or re-enter it manually. Build Real Savings, Automatically Leftover budget at the end of the month doesn't just disappear. SpendWise automatically moves your unused budget into a dedicated savings pool, and notifies you when it happens. Track deposits and withdrawals over time and watch your savings grow month after month. Visual Analytics You Can Actually Use A donut chart breaks down exactly where your money goes each month. Monthly and yearly summary screens let you scroll back through your spending history, compare months side by side, and spot patterns before they become problems. Custom Categories, Your Way Create categories with your own choice of emoji and color, and assign a budget limit to each one so you can organize your spending exactly how it makes sense to you. Multi-Currency Support Choose from 30+ world currencies, with amounts and summaries automatically formatted to match, wherever you are. Smart Reminders, Not Spam Optional daily reminders help you stay consistent, and budget threshold alerts let you know when you're approaching or exceeding your limit - so nothing catches you by surprise. Secure by Design Add an optional PIN lock for an extra layer of privacy on your device. Your local data is encrypted, and your information is never sold or shared with advertisers. Why People Choose SpendWise Clean, fast, distraction-free design No bank account linking required Your data stays private and secure Clear, honest budget tracking, no gimmicks Whether you're trying to stick to a budget, save for a goal, or simply understand your monthly spending, SpendWise gives you a straightforward, reliable way to stay on top of your money. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tinyurl.com/5n7zv8yf