Plangevity

See, year by year, where your income comes from and how long it lasts. Plangevity is an income and drawdown planner for people desiring to understand how and where their money flows over the years. You enter your pensions, Social Security, annuities and account balances, and it projects income, withdrawals, taxes and remaining balances across the whole of your retirement — to age 100 if you want to look that far. YEAR-BY-YEAR DRAWDOWN A clear annual view of every income source, every withdrawal and what is left afterwards. You can follow the arithmetic rather than trusting a single headline number. SOCIAL SECURITY MODELING Compare claiming ages side by side, including spousal and survivor benefits and cost-of-living adjustments. See how a claim decision changes income at 70, at 80 and at 95. PENSIONS AND ANNUITIES Model start ages, COLA terms and survivor provisions so guaranteed income is reflected accurately alongside portfolio withdrawals. SCENARIO COMPARISON Run alternative claim ages, spending levels and return assumptions next to each other. Instead of one forecast, you get a range — which is a more honest way to look at a future no one can predict. TAX-AWARE SEQUENCING Withdrawals are drawn across taxable, tax-deferred and Roth accounts, with estimated tax shown each year so you can see the effect of ordering. INSIGHTS THAT POINT AT RISK Plangevity flags depletion risk, income gaps and the years a plan looks most fragile, so you know where to focus attention or where to raise a question with your adviser. PRIVACY BY DESIGN Plans are sealed on your device with end-to-end encryption before anything syncs, so only you can read them. You never have to invent or remember a password: Plangevity generates your encryption keys for you and shows them once, so you can save them and open the same plan on a new device or in the web planner. Plangevity works offline on iPhone, with optional encrypted sync across your devices. ABOUT THE NUMBERS Every figure Plangevity produces is a projection based on the assumptions you enter. Markets, inflation, tax rules and lifespan are uncertain, and results are estimates rather than guarantees. Plangevity is a modeling tool, not financial, tax or legal advice. Built for people planning their own retirement, and used by advisers who want a clear way to show clients the shape of a drawdown plan. SUBSCRIPTION Plangevity Pro unlocks full access to the planner. Monthly $2.99, Yearly $24.99, or a one-time Lifetime purchase at $69.99. Prices are in US dollars and may vary by region. Payment is charged to your Apple Account at confirmation of purchase. Auto-renewing subscriptions renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings after purchase. Build your first plan and see how the years line up. https://7e4hqtf9mhju8ew7cewzl-web-drawdown-planner.rork.live/terms https://7e4hqtf9mhju8ew7cewzl-web-drawdown-planner.rork.live/privacy https://7e4hqtf9mhju8ew7cewzl-web-drawdown-planner.rork.live/support