ChipIn – Split Smarter

Split group expenses for trips, dinners, households and events without spreadsheets or awkward maths. ChipIn keeps shared spending in one calm place. Create an activity, add your people, record who paid and choose exactly who shares each expense. Everyone in the activity sees the same up-to-date expenses and balances. MADE FOR EVERY KIND OF GROUP • Trips and holidays • Flatmates and household costs • Couples and families • Dinners, events, teams and shared subscriptions TRACK COSTS AS THEY HAPPEN • Add the amount, category, date and payer • Include only the people involved in each expense • Preview equal splits before saving • Review a clear expense history • Keep separate activities in NZD, AUD, USD, EUR, GBP, INR, CAD or SGD KNOW WHO OWES WHAT ChipIn calculates each person’s share and running balance, so everyone can see who should receive money and who needs to pay. SETTLE UP WITH A CLEAR PLAN When an activity ends, ChipIn suggests a practical set of payments. The owner can create a final settlement checklist, mark external payments as paid and complete the activity when everyone is settled. INVITE PEOPLE WHEN YOU’RE READY Start with guest participants, then share an expiring invite code so friends can join and claim their place without changing previous expense history. PLAN AHEAD Add an optional end date and choose a reminder for when it is time to settle. ChipIn records and calculates shared expenses. It does not transfer money or process payments.