TaxSet

The money in your account isn't all yours. Part of it belongs to the tax office, and if you don't move it before you spend it, you find out the hard way. TaxSet works out how much — quarter by quarter, in seconds. Log what you earned. Log what you spent. Set the rate you want to save at. TaxSet shows you the amount to move into a separate account, how close you are to your target for the quarter, and what is genuinely yours to keep. That is the whole app. No bank linking. No accounts. No sign-in. No subscription. No ads. NOTHING LEAVES YOUR PHONE Most money apps ask you to hand over your bank login and trust them with it. TaxSet asks for nothing, because it sends nothing. Every figure you enter is stored in the app's own private space on your device. It is never uploaded, never synced, never seen by anyone — there is no server for it to go to. It works in aeroplane mode. The only thing that ever touches the internet is the feedback form, and only when you write a message and press Send. Nothing else. Not on launch, not in the background, not ever. And when you want it gone, it is gone: Delete all data wipes every record, permanently. WHAT YOU GET • Income and expenses logged in seconds, with categories built for freelance work • Your own tax rate — no assumptions about where you live or what you earn • Your quarterly set-aside, updating as you type • A savings goal, and a ring that fills as you close in on it • "Yours to keep" — what is actually left once tax is put aside • History by month and quarter, with running totals • CSV export for your spreadsheet, JSON for a full backup, any time • Import a backup to move to a new phone • Ten colour themes, light and dark • Works entirely offline MATHS YOU CAN CHECK YOURSELF 1. Net profit = income minus expenses, for the quarter 2. Set-aside = net profit x the rate you chose 3. Yours to keep = net profit minus the set-aside Three lines, nothing hidden. A number you can verify by hand is a number you can trust. And if a quarter runs at a loss, the set-aside is zero — you cannot owe tax on profit you did not make. AN ESTIMATOR, NOT TAX ADVICE TaxSet multiplies your net profit by one rate that you choose. It models no brackets, deductions, credits, thresholds or local rules, and it is not tied to any country's tax system. It gives you a savings target, not a filing figure. Check anything you intend to file with a qualified adviser where you live. FREE, AND STAYING FREE Every calculation, every screen, export, import and all six main themes are free forever. No subscription, no trial, nothing time-limited. There is an optional tip jar for anyone who wants to fund the work. It unlocks decoration only — four extra themes, progress ring styles, particle effects and a badge. Nothing the app does sits behind it, and nothing ever will.