Kin: Money & Split

Kin keeps track of your money and of who owes whom. It is a personal finance app and a bill splitter in one, built for people who spend in more than one currency and share costs with friends. YOUR MONEY, EXACTLY • Add cards, bank accounts, cash and crypto wallets. Group them by bank and see everything you own as one number. • Every expense is saved in the currency it really happened in. Amounts use exact decimal math, never floating point, so nothing drifts by a cent. • Transfers between accounts and currencies record what left and what arrived. • Reconcile a balance with your bank in a few taps. MULTI-CURRENCY WITHOUT THE PAIN • Fiat and crypto rates update daily, and a past period is priced at the rates of its own days. • Pick a base currency and see spending, budgets and net worth in it. SEE WHERE IT WENT • A spending ring, bars and category drill-down for any week, month or year. • Budgets per category, with alerts as you near and pass the limit. • Planned and recurring payments with reminders: rent, salary, subscriptions. • Photograph or scan a receipt. The text is read on your device. SPLIT BILLS WITH FRIENDS • Start a group for a trip, a flat or a dinner. Add people who don't have the app. • Split equally, by shares or by exact amounts. • See who paid and who owes whom, then settle up in one step. • Your own share can flow straight into your personal ledger. PRIVATE BY DESIGN • Your ledger lives on your phone and works offline. No account needed. • Sign in with Apple, Google or an emailed code only if you want sync across devices or shared groups. • No ads, no analytics, no tracking. Delete your account and its data right in the app. Available in English and Russian. Questions or ideas: support@kin-app.org Privacy Policy: https://kin-app.org/privacy Terms of Use: https://kin-app.org/terms