Spendo — Expense Tracker

Spend smart. Save more. Spendo is the fastest way to track your money — and the most private. Everything stays on your phone. No account, no cloud, no ads, no data collection. Ever. Log a spend in 3 seconds Just type it like you'd say it — "Spent 500 on Zomato" or "Salary 85,000" — and Spendo understands the amount, merchant and category instantly. Or tap a category and type just the amount. Import years of history in seconds Paste bank or wallet statement text (PhonePe, GPay, Paytm & more) and the Turbo Checker parses every line, skips duplicates, and reconciles totals against your statement so you know the import is right. Insights that actually help Month-end forecasts, category breakdowns, daily heatmaps, top merchants, savings rate, and gentle nudges when a budget is about to blow. Budgets, goals & streaks Set category budgets, save toward goals, and keep your logging streak alive with levels and achievements. Split with friends Track who owes what after trips and dinners — no separate app needed. Your money data stays yours - 100% on-device storage - Optional Face ID / fingerprint app lock - One-tap full backup you control - No internet permission required for your data Download Spendo and know exactly where your money goes.