Oliver Cash

Oliver Cash is a mobile loan service for eligible customers in the Philippines. The app allows users to submit loan applications, review loan information, track application updates, manage repayment details, and keep loan records through their mobile devices. Users can apply by entering the required information and submitting the necessary details through Oliver Cash. Each application is evaluated based on submitted information, verification results, eligibility conditions, and other assessment factors. If eligible, the available loan offer will be displayed in the app for users to review before confirmation. User Requirements To apply through Oliver Cash, applicants should: Be 18 years old or above Be currently living in the Philippines Have an active mobile phone number Provide a valid government-issued identification document Have a personal receiving account under their own name Submit complete and truthful application information Providing the required information does not mean approval is guaranteed. All applications are subject to review, verification, and approval based on the applicable evaluation process. Loan Information Amount You Can Borrow: ₱5,000 to ₱200,000 Repayment Period Options: 91 to 360 days Annual Percentage Rate (APR): 8% to 20% Service Fee: None Maximum APR: 36% or below, including applicable interest and fees Repayment Method: Based on the repayment schedule shown in the app Charges and Fees: Presented clearly before the loan is accepted The approved loan amount, repayment period, interest rate, service fee, due date, and total repayment amount are based on the final loan offer available to each user. Actual terms may vary depending on the result of the application assessment. Example of Loan Cost For demonstration purposes, a loan of ₱25,000 with a 150-day repayment period and an annual interest rate of 14.48% would be as follows: Interest per payment: ₱298 Each payment amount: About ₱5,298 Total interest paid: ₱1,488 Service fee deducted upfront: None Cash disbursed to you: ₱25,000 Total repayment amount: ₱26,488 This example is for reference only. The actual repayment details will be provided in the app and should be reviewed carefully before accepting a loan offer. Features of Oliver Cash Digital Application Process Users can complete loan applications by providing required information directly through the mobile application. Loan Offer Review Users can view important loan details, including approved amount, repayment period, interest, fees, due date, and total payable amount before confirmation. Application Tracking Users can check the progress of submitted applications and view whether they are under review, approved, declined, or completed. Repayment Management Users can access repayment schedules, payment amounts, and previous loan records within the app. Account Information Management Users can update necessary account details according to the service requirements. Important Notice Before Applying Before accepting a loan offer, users should review the loan amount, repayment schedule, interest, service fees, and total amount payable. Users are encouraged to choose a loan that fits their financial circumstances. Failure to repay according to the agreed schedule may result in additional charges and could affect future access to services. Users should make repayments by the due date shown in the app. Privacy and Data Use Oliver Cash values user privacy and handles personal information according to its Privacy Policy. Information collected may be used for identity verification, application assessment, risk management, loan processing, repayment administration, customer support, and other purposes described in the Privacy Policy. For assistance, questions, or feedback regarding Oliver Cash, please contact us at customercare@oliverhubph.com.