FinHome: Mortgage Calculator

FinHome is a mortgage calculator for Kazakhstan. It calculates in tenge and works offline, with no registration. START FROM ANY NUMBER Enter what you know and the app calculates the rest: • from the property price; • from the monthly payment you can afford; • from the loan amount; • from the down payment. Make any parameter the main one with a single tap. FULL PAYMENT SCHEDULE A month-by-month schedule for the whole term: payment amount, interest charged, principal and remaining balance. Interest is charged on the actual number of days in each month (actual/365), the same way banks in Kazakhstan do it, so the numbers match a bank schedule, not just a textbook formula. EARLY REPAYMENT Add early payments and see the result right away: how many months come off the term, how much interest you won't pay the bank, and what your new payment will be. Compare two strategies: shorten the term or lower the payment. WHAT ELSE IS INSIDE • Down payment in percent and in tenge, with a warning if it is below the minimum. • Total interest over the whole term, the key number when comparing programs. • Short guides: how to lower your payment, which documents to prepare, what to look for when comparing programs, and how to improve your credit history. PRIVACY The app collects no data. No registration, no analytics, no ads. Everything you enter stays on your device and is never sent anywhere. No internet connection is needed. IMPORTANT FinHome is an informational calculator. It is not a bank or any other financial institution, does not provide financial services, does not accept loan applications and does not process payments. Results are estimates: the actual terms, rate, fees and insurance are set by the bank. The interface is in Russian.