MoneyCue

Say what you spent. MoneyCue does the arithmetic and tells you what's actually safe to spend today. Four seconds a day, no bank login. Most budget apps start by asking for your bank credentials. This one never does — and it still answers the question you actually have: "can I spend this?" SAFE TO SPEND The one number that matters. Not your balance — what's genuinely yours to use once the bills still to come and the money set aside for goals are taken out. Tap it and MoneyCue shows the whole sum, line by line. Put it on your home screen, Lock Screen or Control Centre and never open the app at all. SAY IT, DON'T TYPE IT Tap the microphone and say "spent forty two dollars at Target on groceries." MoneyCue picks out the amount, the shop, the category and the date, then shows you the entry to check before it saves. It learns where you shop, so the right category comes up by itself. Or ask Siri, and never open the app. ONE TAP FOR THE THINGS YOU ALWAYS BUY The "Log it now" widget learns your regulars — the coffee, the lunch, the fuel — and records one with a single tap from the home screen. No launch, no keypad. ASK IT ANYTHING Ask about your money in your own words, typed or out loud — "how much did I spend on groceries this month?", "when is my next car payment?" Every answer comes from your own records, with the transactions behind it underneath. Answers are phrased by Apple's on-device intelligence; every figure is worked out by MoneyCue itself, so it cannot invent a number, and nothing is sent to any AI service. PHOTOGRAPH THE RECEIPT Snap a receipt and MoneyCue reads the total, the shop and the date, on your device. The photo stays attached. Free, forever. BILLS THAT TURN UP ON TIME Add a bill once and MoneyCue works out every future date itself. See what's due, confirm a whole month of them in one screen, and get a reminder before anything lands. BUDGETS, GOALS AND RECAPS An overall budget, per-category budgets, or neither. Savings goals with a realistic pace, and an honest word when it isn't. Month-by-month trends and a written recap when the month closes. If your money arrives on the 15th, start your month there and everything follows. ON ALL YOUR DEVICES Your records sync through your own iCloud, so a new iPhone picks up where the old one left off. MoneyCue never sees any of it, and sync can be turned off. PRIVATE BY DESIGN No account. No server. No analytics, no trackers, no advertising, no third-party code. Optional Face ID lock, amounts hidden in the app switcher, and a free full backup whenever you want it. The App Privacy section above says "Data Not Collected." That isn't a summary — it's the whole list. To check rather than take our word for it: turn on Airplane Mode and use the app normally. Everything still works, because there is nowhere for anything to go. WHAT IT COSTS The budgeting core is free forever and never expires: transactions, budgets, bills, the calendar, savings goals, Safe to Spend, receipts, search, the widgets, Siri and a complete backup. MoneyCue Pro adds unlimited voice entry, unlimited questions, a written recap every month, deeper insights, every month you've ever tracked, and CSV export. Ten voice entries to start with — and three more every week — plus three questions a day and your first recap are included free, with no countdown running anywhere. Pro is yearly, monthly, or a single payment that's yours for good and covers your Family Sharing group. The yearly plan starts with a free week, and prices are shown in your own currency on the purchase screen. Full Dynamic Type, VoiceOver, dark mode, iPad layouts and Shortcuts support. MoneyCue is a budgeting tool, not a financial adviser. It tells you what your numbers say and leaves the decisions to you. Questions or ideas: amustafa2020@gmail.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://cloudmustafa.github.io/milomoney/privacy.html