Hailio Advance

Get paid the day you work. Hailio Advance is earned-wage access for South African workers. It lets you reach a portion of the wages you've ALREADY earned, before payday — so you don't have to turn to a mashonisa or an expensive payday loan when money runs short. It's not a loan. There's no interest and no credit agreement. You're simply accessing money you've already earned, a little sooner. HOW IT WORKS • Earn — as you work through the month, your earned wages build up. • See what's available — the app shows how much you can access, up to 50% of what you've earned so far. • Draw instantly — take an advance to your bank account or as a cash voucher, in seconds, for a small flat fee. Standard next-day transfers are free. • Settle on payday — the advance and fee are recovered automatically from your wages on payday. Nothing to remember. WHY HAILIO ADVANCE • No interest, ever — just a small, transparent flat fee on instant advances. • Not a loan — access to your own earned wages. • Capped for your protection — up to 50% of earned wages, with an overall limit. • Instant payout — to your bank or as a cash voucher (no bank account needed). • A fair alternative to mashonisa and payday lenders. • Clear view of your earnings, advances and repayments. FOR EMPLOYERS Offer Hailio Advance as a free financial-wellness benefit to your team. It costs your business nothing per draw, reduces financial stress and turnover, and takes minutes to set up. Hailio Advance provides access to wages already earned. It is not a loan and charges no interest — only a flat service fee on instant advances, recovered on payday.