Ekinance

Reduce your financial anxiety. Ekinance shows you one number each week: what's safe to spend once your bills and savings are set aside. You enter a few figures; the app does the math. Your balance never tells you what's yours to spend Rent, subscriptions, an annual insurance bill: all of it is coming, but none of it is in the balance yet. So a number that looks fine can still be a mistake to spend. How it works • Tell Ekinance your income, your regular bills and the day your salary lands. • It works out what's safe to spend this week. • Log an expense and the number goes down. No categories to maintain, no charts to read. Envelopes that fill themselves Name what matters and every payday sets money aside for it automatically. Whatever's left is your fun money for the week. • Budget: a spending envelope that resets every month, like groceries. • Projects: a goal with a deadline, like a trip. Ekinance sets aside the right amount each month. • Savings: a goal with no deadline, at your own pace. Your emergency fund is set up for you: three months of essential spending, funded at about 20% of your surplus, following Budget-conseil Suisse. No bank connection Ekinance works from the numbers you enter yourself. There's no bank login, no account linking, and nothing is read from your statements. Starts rough, gets precise Your first numbers don't need to be exact. Ekinance starts from an estimate, tells you so, and becomes more accurate as you add your real bills and expenses. Subscription Ekinance is a monthly or yearly subscription, with no free trial. You see the price in your currency before you subscribe. It is charged to your Apple Account and renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it anytime in your App Store account settings. Terms of Use: https://www.ekinance.com/en/legal/terms-of-service Privacy Policy: https://www.ekinance.com/en/legal/privacy-policy Ekinance is not financial advice. Made in Europe.