Know Expense

KnowExpense makes it effortless to split bills with friends, family, and roommates — and to understand your own spending. No daily limits, no subscriptions, no fees. SPLIT BILLS FAIRLY - Create groups for trips, households, or one-off events - Split equally, by percentage, by exact amounts, or item-by-item - Every split is penny-exact — the numbers always add up - See at a glance who owes who, and simplify debts into the fewest payments SETTLE UP THE HONEST WAY - Two-step settle-up: mark a payment, and the other person confirms they received it - Pre-filled Interac e-Transfer email so you can pay from your own bank - KnowExpense never holds or moves your money — you're always in control SCAN RECEIPTS - Snap a photo and KnowExpense pulls out the line items - Assign each item to the people who shared it - Tax and tip are spread proportionally, automatically TRACK YOUR MONEY - Log income and expenses across clear categories - See monthly spending, savings, and your savings rate - Spot trends over time and view spending by category - Group your expenses by day, week, or month STAY ON BUDGET - Set monthly limits per category - Get a clear on-track / close / over status - Track recurring bills with due-date reminders - Find unused subscriptions and see what cancelling could save you PLAN AHEAD - A what-if simulator shows how cutting back changes your savings - Weekly, biweekly, monthly, and yearly recurring expenses, prorated correctly FAMILY BOOKS - A shared household ledger, separate from your personal tracking - Invite by email and see who contributed what PRIVATE & SECURE - Optional Face ID lock - Sign in with Apple, Google, or email - Your data is yours — we never sell it or use it for ads Free to use. Built for Canadians, works anywhere.