Penzum

Penzum is your accountant in your pocket — a financial assistant built for Hungarian sole proprietors (egyéni vállalkozó / EV) that handles the small, time-consuming tasks you used to leave to your accountant: it calculates your taxes, tracks deadlines, and keeps your records. It replaces most of your day-to-day bookkeeping — and for the trickier questions, the AI Advisor helps, based on your real data, not generic advice. WHAT CAN PENZUM DO? WHAT YOUR ACCOUNTANT USED TO DO Tax calculation, deadline tracking, obligation records, revenue records — most of the daily bookkeeping routine now runs in the app, in real time, using official NAV (Hungarian Tax Authority) parameters. No more end-of-month surprises. TAX OBLIGATION CALENDAR Automatically generated deadlines based on your tax regime (flat-rate, KATA, VSZJA) and entrepreneur type. Grouped by quarter, with push notifications, so no deadline ever slips. REAL-TIME REVENUE AND EXPENSE TRACKING Record your invoices and expenses and immediately see your expected tax burden — no need to calculate it yourself, Penzum does it for you. FLAT-RATE TAX LIMIT MONITOR Real-time tracking of the flat-rate tax exemption threshold, with early warnings so you can plan ahead for exceeding the limit or switching tax regimes. TAX CALCULATOR Calculate your annual tax burden for any tax regime — flat-rate, KATA, entrepreneurial personal income tax — using real, official parameters. AI ADVISOR Personalized answers to your financial and tax questions, in the context of your real data — you can even attach an official document (PDF or photo) if you're not sure what to do with it. RECORDS Withdrawal log and fixed asset records for VSZJA taxpayers, a cash journal for cash transactions, and reports (annual summary, revenue register, outstanding invoices) in one tap. LIFE EVENT LOG Change of entrepreneur type, birth of a child, start of parental benefits — record the date, and Penzum automatically applies the correct calculation logic. Every feature stays in sync with the penzum.app web version — the same data, accessible from anywhere. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.penzum.app/privacy