Nettat

Nettat keeps a group’s shared expenses, receipts, balances, and payments in one place. Add people, choose currencies, and split each expense equally, by item, or with custom amounts. Nettat shows everyone’s balance and creates a clear payment plan with either an easy-to-follow order or the fewest payments it can find. Record the amount that was actually sent—including partial payments or an overpayment—and Nettat recalculates what remains. When every recorded balance reaches zero, everyone’s even. Groups can stay private on your iPhone and in your private iCloud storage, or you can explicitly enable collaboration. No account is required for private use. Receipt recognition and optional Apple Intelligence refinement happen on device.