Keystone IQ

Keystone IQ is a bookkeeping and portfolio tracker built specifically for rental property owners. Stop spending weekends copying numbers into spreadsheets. Upload a mortgage statement, connect a bank account through Plaid, or snap a photo of a receipt. Keystone IQ categorizes your transactions and logs each one to the right property automatically, and anything it isn't sure about waits in a quick review queue. WHAT THE SYSTEM FLAGS - Vendor bills that spike well above their normal baseline. - Spending in one category spread across too many vendors, where consolidating could save you money. - Units priced below current local market rates, surfaced before renewal notices go out. - Portfolio debt coverage (DSCR) slipping below a healthy level, before it impacts your lender relationships. - Action items ranked by financial priority instead of dumped into an unorganized feed. TAX-READY BOOKS - OpEx vs. CapEx sorting: Routine repairs are kept separate from capital improvements, the way your tax advisor needs them. - Tax form mapping: Assign each property to Schedule E or Form 8825, and its expenses map to the matching line items. - Mortgage splits: Automatically separates principal reduction from interest. - Section 280A tracker: Logs personal-use days on short-term rentals and alerts you as you approach the personal-use threshold. CORE PORTFOLIO METRICS - Instant calculations for Net Operating Income (NOI), cash flow, cap rate, cash-on-cash return, DSCR, and equity. - View numbers across your entire portfolio or isolate an individual property. - 12-month forward cash flow forecasts built from your actual active leases, reservations, and loan amortization schedules. RENT AND LEASE TRACKING - Clear status tracking: paid, late, partial, and overdue balances per tenant. - A visual timeline of upcoming lease end dates so turnover and vacancy never surprise you. LONG-TERM AND SHORT-TERM RENTALS IN ONE PLACE - Full short-term rental support: Average Daily Rate (ADR), RevPAR, occupancy rate, and average stay length alongside your long-term rentals. - Direct CSV import for Airbnb, Vrbo, and Booking.com. - Consolidated reporting across long-term, short-term, and mixed units. DATA PRIVACY - Bank connections are read-only via Plaid. Keystone IQ cannot move or transfer money. - Your financial records are private. We never sell your data, and it's never used to train public AI models. - Export your complete ledger, receipts, and reports at any time. Start with a 14-day free trial. No credit card required. A subscription is required after the trial to maintain automated sync and reporting. Keystone IQ is a software tool, not a CPA firm or tax advisor. Consult a qualified tax advisor for your specific situation. Privacy Policy: https://keystoneiq.app/legal?tab=privacy Terms of Use: https://keystoneiq.app/legal?tab=terms