Financial Runway

Stop guessing how long your money lasts. Most money apps tell you where your money went. Financial Runway tells you how long it lasts. One number, updated as you go: how many months your money covers if income paused today, and the month it would run out. NO ACCOUNT. NO BANK CONNECTION. Your financial records are encrypted and stay on your iPhone. There's no sign-in, no bank link, and no server to read them. Setup is a balance and a budget, not a bank login. One button erases every entry, loan, subscription, budget and setting. Your Pro purchase survives, so clearing your data never costs you what you paid for. WE COUNT YOUR SUBSCRIPTIONS. WE'RE NOT GOING TO BE ONE. Runway Pro is one payment, not a subscription. A monthly fee would add to the very costs this app exists to measure, so there isn't one. SPENDING WHAT YOU PLANNED COSTS YOU NOTHING Set a rent budget and a living budget once, then log what you spend as it happens. A logged expense uses up its budget instead of adding to it, so your months only fall when you go over. No spreadsheet to rebuild. THE APP ASKS, IT DOESN'T ASSUME Only you know what actually left your account. So a subscription asks whether it billed, and a loan asks what you really paid, because you can pay more than the scheduled amount. Nothing is recorded for you. WHAT YOU SEE - Your runway in months, counted from today, and the month it runs out - What's left of this month's living budget, as a daily amount - Expected income against monthly costs, and whether this month adds to your cash or spends it - Subscriptions and loan payments, counted in your monthly costs - A goal in months, what that's worth in cash, and what's still to go - Six languages including Traditional Chinese, and your own currency symbol (no conversion) MODEL A CHANGE BEFORE YOU MAKE IT Try a lower cost or extra income on the plan screen and see the months it adds, before you cancel anything or take the contract. WHAT'S FREE AND WHAT'S PRO The first five entries and three simulations are free, so you can see your number before you decide anything. Pro unlocks both without limit. Subscriptions stay free either way — adding one costs nothing and confirming a charge never uses an entry, because a runway that leaves out a subscription is wrong. Everything in this app exists to keep one number true.