Safe Spend Predictor

Safe Spend Predictor shows what a purchase will do to your money before you pay, and presents it like a weather forecast. WILL IT RAIN? Type the price of something you're considering. The app shows your balance in 7 days and in 30 days, with and without it, and gives a clear verdict: • Clear skies: safe to buy • Clouds gathering: be careful • Storm ahead: likely too much Every verdict comes with the math behind it, so you always know why. A FORECAST THAT KNOWS YOUR MONTH • Add paydays, rent and subscriptions as weekly or monthly items. They land on their exact dates in the forecast. • Set a safety cushion, the least you always want to keep. The sky turns stormy when a purchase would push you below it. • Your everyday spending pace comes from the purchases you log. TODAY AT A GLANCE • Your balance, today's verdict and an animated sky • A 7-day forecast strip with paydays and bills marked • Upcoming bills and income, and your recent purchases COOLING-OFF WISHLIST Not sure? Put a purchase on a 24, 48 or 72 hour wait. You get a reminder when it's time to decide. Buy it and it's logged, skip it and it's added to your "money kept" total. LOG PURCHASES IN SECONDS • Amount, category and an optional note • Snap a receipt or the product with your camera, or pick a photo from your library • Browse purchases by day, filter by category, edit or delete any entry • See how each purchase affects your month INSIGHTS • 30-day balance outlook • Where your money goes, by category, for 7, 30 or 90 days • Daily spending, bills vs income, and money kept by waiting • Optional personal recommendations YOUR WAY • System, Day or Night appearance, plus a high contrast mode • Six currencies: USD, EUR, GBP, JPY, CAD and AUD • Optional reminders: daily log, storm warnings, weekly report and wishlist decisions PRIVATE BY DESIGN • No account, no sign-in, no ads and no analytics • Your purchases, photos and settings stay on your device • Settings → Clear all data removes everything in one step Safe Spend Predictor is a planning tool, not financial advice. Forecasts are estimates based only on the numbers you enter.