Mitoshi

Mitoshi is an in-depth projection app for anyone aiming for FIRE (Financial Independence, Retire Early). Just enter your current assets, monthly savings, and expected rate of return, and the app instantly shows "when you can reach FIRE" and "whether your money will last through retirement" in clear charts. [Key Features] - Plan by Life Stage: Split your life into stages (single, married with kids, retired, and more) and set savings, living expenses, returns, and inflation for each one, so your projection follows the way your life actually changes. - Flexible Drawdown: Model retirement exactly the way you want by combining living expenses, recurring income such as pensions, life event costs, and loan repayments. - Automatic Savings Recommendations: If your assets are projected to run out too early, the app calculates the monthly savings you need to reach FIRE and applies it to your plan with one tap. - Track Your Real Progress: Log your actual balances every month and see at a glance how you are tracking against your projection and your goal. - Compare 4 FIRE Styles: See Fat, Lean, Side, and Coast FIRE side by side, with the timing and asset path of each. - Lifetime Projection Charts: Follow your net worth seamlessly from the accumulation phase through retirement drawdown. [In-App Purchases] The core features are free. iCloud sync and advanced simulation features are available through one-time in-app purchases (FIRE Plus / FIRE Pro). [Disclaimer] The projections and results provided by this app are for educational and informational purposes only. They do not constitute financial advice.