moneyCapp

MoneyCapp by Moneymum – give every penny a purpose Get a simple and clear overview of your finances with MoneyCapp. MoneyCapp gives you digital envelopes, making it easy to allocate your money to categories that fit your life – such as fixed expenses, groceries, clothes, gifts, holidays, savings and dreams. Your money stays in your own bank account. MoneyCapp helps you create an overview and plan your finances. MoneyCapp is based on Zero-Based Budgeting. Instead of hoping there is money left at the end of the month, you give every penny a purpose from the beginning of the month. Allocate your money between fixed expenses, everyday spending, savings and financial goals until the full amount has been allocated and your MoneyCapp balance is 0. This helps you decide in advance how much to spend and how much to set aside. WHAT YOU GET WITH MONEYCAPP Give every penny a purpose Allocate your money to digital envelopes until your MoneyCapp balance reaches 0. Automatic overview Your income and expenses are updated automatically several times a day. Digital envelopes Create envelopes for takeaway, gifts, holidays, clothes, home and garden, fixed expenses, children, hobbies, savings and dream goals. Smart transfers Move amounts between envelopes daily, weekly, monthly or as a one-time transfer – without moving money between your actual bank accounts. Flexible transactions Move or split transactions so they are assigned to the right envelopes. ALSO FOR SELF-EMPLOYED USERS Get an overview of your business liquidity and set money aside for VAT, tax, customer claims and holiday pay. Keep personal and business finances separate. GET STARTED IN MINUTES 1. Download MoneyCapp. 2. Connect your bank or multiple banks. 3. Create your digital envelopes. 4. Allocate every penny until your MoneyCapp balance reaches 0. 5. Plan the rest of the month. 6. Create recurring transfers to your envelopes. MoneyCapp then updates your overview automatically several times a day. CHOOSE THE PLAN THAT SUITS YOU Basic gives you 4 digital envelopes and the option to connect one bank. Basic costs DKK 49 as a one-time payment. You can then continue using Basic without a subscription or recurring payments. Upgrade to Premium for unlimited envelopes and the option to connect an unlimited number of banks. BANKS AND ACCOUNTS The app supports most European banks – approximately 95%. If you are unsure whether your bank can be connected to MoneyCapp, contact us at hello@moneycapp.com. The accounts available depend on the individual bank. Some banks provide access to all relevant accounts, while others only provide access to payment accounts. This may mean that, for example, a savings account cannot be connected. YOUR SECURITY – APPROVED BY THE DANISH FINANCIAL SUPERVISORY AUTHORITY Security, responsible data use and transparency are at the heart of MoneyCapp. We protect your data and never sell it to third parties. You can always request that your data be deleted. MoneyCapp only has access to the account data required to help you create an overview of your finances. Download MoneyCapp today – and give every penny a purpose. Subscription terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/