Pocket Split

Give every payment a job. Pocket Split turns the payments you enter into a clear plan for giving, bills, daily spending, and debt payoff. Enter an amount, review your calculated buckets, and log the payment after you handle it yourself. Your everyday budgeting tools stay together: - Split payments across tithe, rent, car costs, gas, subscriptions, daily spending, and extra debt payoff. - Adjust monthly income and bucket targets as your priorities change. - Check the Today screen's conservative Safe to Spend estimate, based on the amounts you record. - Log gas and everyday purchases against your chosen caps. - Convert annual subscriptions into monthly costs. - Organize debts with the snowball or avalanche strategy. - Review saved payments and monthly allocation totals. Your plan, your account Sign in with Apple when you want to keep each person's plan separate and restore it on another iPhone. Your plan and tracking history sync through your private iCloud database. You can also continue without an account and keep everything local to your iPhone. Sign out or delete your Pocket Split account and cloud copy from inside the app. Explore the Automation demo Try a complete simulated banking flow with sample accounts and deposits. This version does not connect real bank accounts, import real bank activity, or move real money. No bank credentials are needed. In the offline demo, you can: - Choose a sample income account and a destination for each bucket. - Review a sample deposit, its proposed allocations, fees, retained funds, and unallocated amount. - Give explicit approval before a simulated split starts. Review and approve is the default mode. - Follow pending, completed, failed, and partially completed transfers. Proposed amounts stay separate from completed totals. - Review and authorize recovery for one unfinished bucket without repeating completed buckets. - Try simulated automatic transfers with separate consent, per-deposit and daily limits, and an expiration date. - View or revoke your saved automatic authorization, pause automation, classify uncertain deposits, and adjust minimums and exclusions. The demo works on your device and keeps its sample activity separate from your calculator plan and payment history. Reset demo restores only the sample banking data. No ads or tracking. Pocket Split is a budgeting calculator and offline banking simulation; all actual payments remain under your control outside the app.