Amppfy

Amppfy answers the one question every household asks: what can we actually spend before payday? ONE CLEAR NUMBER Your checking balance isn't what's safe to spend, because rent hasn't hit yet. Amppfy adds up the cash in your accounts, subtracts the bills due before your next paycheck, sets aside your planned savings and a safety cushion, and shows what's left: safe to spend. The math is always shown, right under the number. BUILT FOR TWO Invite your partner and you both see the same number, the same bills, the same goals, updated the moment either of you changes something. The money picture stops living in one person's head, and "did you pay the electric bill?" stops being a conversation. START WITH JUST YOUR BALANCES No bank connection required. Enter what's in your accounts, about 30 seconds each, and your number is ready. No transactions to sort, no categories to keep up, nothing to feel graded on. Amppfy answers "what can we spend?" instead of "where did it all go?" TEN MINUTES A WEEK, NOT A SUNDAY AFTERNOON The weekly check-in is a short routine that keeps your number honest: confirm upcoming bills, update balances, look at anything flagged. Done for the week, and your number is right again until the next one. YOUR NUMBERS, YOUR CALL You decide what Amppfy sees and what your partner sees. Shared accounts show for both of you; private ones stay private. Optional two-step verification keeps your login yours, and your data is never sold. WHAT'S INSIDE • Safe to spend, calculated daily, with every line of the math visible • Bills: due dates, auto-pay, who owns what, and a heads-up when something needs action • Income: every paycheck on a calendar, so you always know when the next one lands • Goals: an emergency fund or a trip, funded first like a bill, with an on-track date • Accounts: checking, savings, cash, and credit cards, each counted or not on your terms • Household: members, what each person sees, and the settings that shape your number • Needs review: a shared list for the things one of you should look at, a heads-up, never an alarm ONE ACCOUNT, EVERYWHERE Sign in with Apple, Google, or email. Everything syncs between your iPhone and the web at app.amppfy.com, so the number you check in the checkout line is the number your partner sees at the kitchen table. Free. No credit card required. Getting started takes a few minutes: enter your balances, add the bills due before payday, and your first Safe-to-Spend number is on screen. Then invite your partner and pick a day for your first check-in.