Emberes

Stop paying $99 a year to see your own net worth. Ember is a calm, privacy-first net worth tracker built for the FIRE community and anyone who wants a clear picture of their money - and it costs $7.99 once, forever. THE 5-MINUTE MONTHLY HABIT - Set up in about 90 seconds: pick your currency, set your FIRE goal, add your first account. - The monthly snapshot wizard pre-fills last month's accounts. Just update the numbers and ignite your snapshot. - Watch your wealth curve grow with a smooth trend chart and a clean allocation breakdown by category. - Add, edit, and archive accounts anytime, and stage balance updates with Siri or the Shortcuts app. - Monthly reminders and snapshot streaks keep your tracking habit alive all year. BUILT FOR FINANCIAL INDEPENDENCE - See your FIRE countdown: the years and months until you can retire early, with a progress ring toward your FIRE number (Pro). - Celebrate 11 milestones, from your first 10K to full financial independent living, each with a full-screen flame celebration. - Project your future with the compound interest simulator (Pro). YOUR MONEY, YOUR PRIVACY - 100% manual entry. Ember never connects to your bank - no broken logins, no 2FA loops, no risk. - No account, no sign-up, no servers, no analytics. Your capital stays on your device, protected by an optional Face ID lock. - Track assets and debt across currencies. Exchange rates freeze at snapshot time so your history stays consistent (Pro). - Export or import everything as CSV. Your data is yours. FREE VS PRO Free: your first 3 snapshots, 3 accounts, and the core trend chart in USD. Pro, 7.99 once: unlimited snapshots and accounts, the FIRE countdown, multi-currency with frozen rates, and the compound simulator. No subscription, ever. AI Monthly Report, 2.99 once: unlock narrative monthly insights using your own API key from any compatible AI provider. Only anonymized change percentages are analyzed - your balances never leave your device. AI FEATURES: - This app uses your own API key for AI features. You can bring your own key from any compatible provider. - AI features are unlimited with your own key - no usage limits or in-app token purchases. - Your API key is stored securely on your device and never sent to our servers. One coffee. Lifetime clarity in your personal finance. Questions? Contact support right from the app. Download Ember today and start watching your financial fire grow - five minutes a month is all it takes.