BrightPathBillBuffer

Timing matters. BrightPath BillBuffer turns the paydays and bills you enter into a clear running-balance calendar, so you can see tight weeks before they arrive. SEE WHAT’S AHEAD • Project your lowest upcoming balance and when it may occur • Follow a day-by-day cash-flow calendar • Get a weekly set-aside target based on upcoming bills • Receive private reminders before a low-balance window • Include flexible-spending envelopes in the forecast • Compare cautious, expected, and higher-income outcomes BUILD A PLAN THAT MATCHES REAL LIFE • Add recurring or one-time income and bills • Model irregular paychecks • Edit every amount, date, recurrence, and warning threshold • Try what-if changes without altering your saved plan (Premium) • Track sinking funds, debt payoff scenarios, subscriptions, and category pacing REVIEW TOGETHER • Mark a household plan as reviewed • Create a read-only PDF plan for a partner (Premium) • Share a read-only report when you choose; household data does not sync between devices PRIVATE BY DESIGN Your plan is stored locally. There is no bank login, account aggregation, transaction initiation, advertising SDK, or sale of financial data. Face ID or your device passcode can protect access. On eligible devices, Premium can use Apple Intelligence to generate an optional plain-language review brief. The request runs through Apple’s on-device Foundation Models framework, is clearly labeled, cannot modify the plan, and has a deterministic non-AI fallback. BillBuffer provides planning estimates based on the assumptions you enter. It does not guarantee against overdrafts and does not provide personalized financial, legal, tax, or investment advice. BillBuffer Premium is an optional one-time purchase for this app only. No subscription is required for the lifetime offer. The App Store shows your local price before purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/