Debt Payoff Planner: Paydownly

Take control of your debt with Paydownly, a debt payoff planner and tracker that helps you compare payoff strategies, estimate your debt-free date, track payments, and visualize your progress toward $0. Add credit cards, student loans, car loans, personal loans, and other debts. Enter your balance, APR, and minimum payment, then compare Debt Snowball and Debt Avalanche projections to find a plan that fits your goals. HOW IT WORKS 1. Add your debts and payment details 2. Compare Snowball and Avalanche strategies 3. Review your estimated payoff timeline 4. Track payments and watch your balances decrease DEBT PAYOFF STRATEGIES • Debt Snowball, prioritize smaller balances first for quicker milestones • Debt Avalanche, prioritize higher-interest debts first to potentially reduce interest costs • Compare strategy projections side by side • See estimated payoff dates for each debt POWERFUL DEBT CALCULATORS • Extra Payment Calculator, estimate how additional payments may shorten your payoff timeline • What-If Sandbox, compare payoff scenarios side by side • Payment Needed, estimate the monthly payment needed to reach a target payoff date • One-Time Payment, see the potential impact of a lump-sum payment VISUAL PROGRESS Turn your debt payoff plan into progress you can see: • Animated progress ring toward $0 • Donut chart showing your debt breakdown • Balance-over-time charts for individual debts • Interest vs. principal visualization • Strategy comparison charts TRACK EVERY PAYMENT • Log payments with an estimated principal/interest split • Review payment history for each debt • Edit, delete, or undo payment entries • Track payment streaks for motivation • Set reminders to help you remember payment dates FREE FEATURES Track up to 3 debts for free with access to: • Debt Snowball and Avalanche strategies • Payoff projections • Strategy comparison • All calculators and what-if tools • Charts and visualizations • Payment logging and history • Reminders and streaks • CSV and JSON export PAYDOWNLY PREMIUM Upgrade to Paydownly Premium to unlock unlimited debts and view your complete multi-debt payoff strategy. Optional auto-renewable subscription plans are available through the App Store. The applicable price and billing period are shown before purchase. Subscriptions renew automatically unless canceled. You can manage or cancel your subscription through your Apple Account subscription settings. PRIVACY FIRST Your debt information is stored locally on your device. Paydownly does not require an account and does not use advertising or third-party tracking. If you enable iCloud sync, your data may also be securely stored in your private iCloud account and synced across supported Apple devices. No account creation. No ads. No selling your debt data. IMPORTANT Paydownly is a financial planning and educational tool. It does not provide financial, investment, tax, credit, or legal advice. Payoff dates, interest amounts, principal/interest allocations, savings estimates, and other projections are estimates based on the information you enter and may differ from actual lender calculations, fees, interest methods, payment timing, or account activity. Privacy Policy: https://anjumafshan.online/dpp-ios-privacy-policy.html Terms of Service: https://anjumafshan.online/dpp-ios-terms-of-service.html